Life is short, but your legacy lives on.
Protection in all Stages of Life
Health Insurance Protection
Facing a major illness to yourself or your loved ones is everyone’s nightmare. Imagine facing this challenge without the financial means to pay for quality care. The health insurance industry has certainly changed and is certain to change even more in the future. Let us educate you on all your options and keep you updated on future changes that are certain to impact you.
Social Security / Medicare
Be sure you understand all your options when it comes to Social Security and Medicare. Choosing the right options can save you thousands of dollars and give you peace of mind. We will walk you through the Social Security process and educate you on all the options so that you will make the right decision.
Income Protection
Your family depends on you for income to pay bills, pay for education, save for emergencies, and invest money for retirement. New and innovative financial products have been developed to fill the income gap for your family if you die too soon, or you are unable to work due to illness or injury. If you need cash due to an extended critical illness or injury, or due to a chronic condition, your Life Insurance can fill the gap years before you die.
Retirement Cash Flow
Cash is king, especially during retirement. But even better is TAX FREE cash flow! We will educate you on how to create your own tax-free retirement pension and make sure you do not run out of money before you die. When your retirement cash flow is secure, you will need to protect that cash flow. Using new and innovative products available today, we will show you how to protect your income and legacy from a devastating chronic illness.
Small Business Planning
Your business is your baby! You created it to provide a great life for your family and to be of service to your community. Your dedicated employees are like your extended family, and you want to do right by them. You are busy running your business; let us help you protect that business for your family and your employees.
Medi-Share
Lots of Americans have discovered Medi-Share, an affordable alternative to health insurance. Join
hundreds of thousands of Christians who share each other’s medical bills. Let me tell you how you can become a part of this sharing community. Click below for more information and to enroll.
Medi-Share
A NEW TESTAMENT WAY OF THINKING
Medi-Share is a community of Christians who have agreed to live as the early church (Acts 2 & 4) when it comes to sharing each other’s burdens. Members share each other’s eligible medical bills and, most importantly, encourage and lift one another up in prayer. It’s a Biblical way, to take care of your healthcare. A way that focuses on people, NOT profit. A way that inspires you to live a healthier life so you can fulfill the plan that God has for you.
What is Health Incentive Discount
The Health Incentive is a great way to save up to 20% on the monthly share just by living a healthy lifestyle! Click on "Find out More" below to review the metrics to receive this discount.
Medi-Share is a healthcare sharing ministry. Healthcare sharing ministries are identified in the Affordable Care Act.
Retirement Cash Flow
Making the Most of Your Money Now and when you Retire
Do you understand Tax Deductions, Tax Deferral, and Tax Free. I bet you do.
TAX DEDUCTED AND TAX DEFERRED:
Most folks have a 401K or an IRA. 401K's are typically Tax Deducted and Tax Deferred. Nothing wrong with them at all, but understand the Tax Man will cometh! When you turn 70 1/2 years of age, they become an IOU to the IRS in the name of "Required Minimum Distributions".
TAX DEFFERED AND TAX FREE:
Just think about this... Money that grows Tax Deferred and you never pay tax on the gain.
When we sit down with clients and educate them, they really like the later of the two.
We can show you how to make this work for you!
Protecting your Estate
YOU DIE BEFORE THE RETIREMENT IS FUNDED
Content coming soon
LONG-TERM / CHRONIC ILLNESS
Click here for a Great Article on non-traditional LTC options
More Content coming soon
Life Insurance
Let's Get Real about Life Insurance!
Life Insurance is really not a need, it is truly a Want!
· Do you want to make sure that your family will be financially secure if you die too soon?
· Do you want to make sure your kids go to college?
· Do you want to take the burden of a funeral away from your family?
· Do you want to make sure that your business partner has the CASH to pay your spouse to purchase your business share?
It’s simple, do you want to make sure your family and business will survive if you die too soon. If the answer is Yes, then what do you want your life insurance to do?
· Do you want the cheapest premium for a specific period of time?
· Do you want your life insurance to live as long as you do?
· Do you want your life insurance to also provide cash if you have a critical illness?
· Do you want your life insurance to cover a Chronic Illness to pay for nursing home and home care?
· Do you want to maximize the Cash, let it grow tax deferred and create a Tax-Free pension plan?
· Do you want to create an amazing benefit to retain your best employee(s)?
Whatever you want your life insurance to do, we can make it happen!
Life Insurance for Mortgage Protection
When you buy a house you have suddenly increased your debt 50 times in many cases. But, that is really a good decision financially. Watch this video that will show you the best way to protect your family so they can stay in your home if you are no longer around.
Health Insurance
Individual Marketplace
Important Fact: The ACA Tax Penalty is still in effect until 2019.
This market is changing... For up to date information and policy details, call me.
Group Health Insurance
If you are a Small Business Owner, Group Health Insurance may be an excellent option for you! Not only to protect your own family but to recruit and retain quality employees.
Short Term Medical
For some people Short Term Medical plans make perfect sense. Affordable and easy to purchase, these plans can fill the gap when you are between jobs, waiting for next open enrollment, or you are looking for a major medical plan at an affordable price.
United Healthcare's Golden Rule STM is a leader in the market. For more information, to obtain a quote, and enroll, you can click here!
HSA Plans
HSA plans combine a major medical plan with a Tax Savings Funding account. Click on the link below to learn more about HSA's from one of the top HSA providers in the country.
Limited Benefit Plans
There are several Limited Benefit Plans on the market today. Be careful! They are exactly what their name indicates...
These plans pay specific amounts for specific services. You could be on the hook for what the insurance company doesn't cover. Also, these plans are not ACA qualified. So, you may have to the tax penalty on top of your premium until 2019.
Supplemental - Health Values Plan
There are many plans from many different carriers on the market today. One of the most innovative and best plans on the market is Health Values. It's Guaranteed Issue, no health questions, reasonably priced and combines an Accident plan, with Critical Illness and Cancer all in one policy. This plan also allows you to receive free and unlimited doctor consultations
About Us
Our Commitment to Serving You In Parker County Texas
Our Commitment: Getting to know you, discovering what is important to you, and educating you on the best available solutions is precisely how you will be treated.
It's all about Family, From my Family to Yours
Over the past 18+ years as an financial professional, I have experienced joy and hardships with my clients. From birth of newborns, kids going to college, to the unexpected death of fathers and mothers, it's been my privilege to serve those incredible families. Thank you for being a blessing to me and my family.
Being part of the Community
What an honor and joy it is to be part of the Parker County community. My Church, my business, the Chamber and the Rotary Club bring joy to my life. Life is somewhat simpler here in Weatherford! The people are great! It's just fun living here!
Social Security / Medicare
Medicare Seminar Dates
Next Seminar in Weatherford Tx is on September 9th @ 11:00 and 6:00.
At El Fenix Restruant , 315 Adams Dr, Weatherford, TX 76086
Lunch provided, but leave your checkbook at home! These are education only events.
To RSVP, call Gena @ (682) 803-0176 or email Gena at Gena@ronhunnins.com